HOMEOWNERS

AFFORDABLE HOME INSURANCE FOR FLORIDA

“No one should have to put their life on hold in the case of a claim. We listen and tailor each specific need to your policy. We want to insure you get the coverage which allows you to continue living life normally in the case of a catastrophe.”

-Michael Hardin, Owner.

A cozy reading nook with a beige tufted sofa, a wooden side table with a brass lamp, surrounded by dark wooden bookshelves filled with books, creating warm and inviting atmosphere.

HOME INSURANCE

Loss of Use

If a disaster leaves your home temporarily unlivable, this coverage steps in so you aren't paying out of pocket to relocate. It covers the extra expenses required to live comfortably elsewhere, from hotel bills to dining out, while your home is being repaired.

Dwelling Coverage

Covers the physical structure of your home, apartment, or business, including the walls, floors, and roof. Unless specifically excluded, if it’s a permanent part of the building, your dwelling coverage has it protected.

Personal Property

This covers the things that make your house a home, like your furniture, electronics, and clothing. When setting up your policy, always ask for replacement cost coverage so you can fully replace your belongings if the unexpected happens.

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